> For the complete documentation index, see [llms.txt](https://modus-3.gitbook.io/modus-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://modus-3.gitbook.io/modus-docs/overview/faqs/tokens.md).

# Tokens

### Why use USDC as a Stablecoin?

Cryptocurrencies in general are renowned to be rather volatile therefore, to make transactions more predictable, the Modus dApp will handle the acquisition of Property Development SPV share purchases and investment returns in the stablecoin $USDC. 

Each $USDC is backed by cash, equivalents, and short-duration U.S. Treasuries, so that it is always redeemable on a 1:1 basis for US Dollars. $USDC is simply a digital dollar and is therefore pegged to the USD. However, it can easily be used across the world and across blockchains, with near instant settlement. Although there are other Stablecoins available, $USDC has been chosen because it is issued by the regulated financial institution Circle and sponsored by the publicly listed exchange Coinbase.

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